Vehicle Loan
Vehicle Loans
Whether it’s the thrill of a new motorcycle or the comfort of a family car, WES BEN makes high-end mobility accessible. Our Vehicle Loans are designed to provide quick, secured financing, using the vehicle itself as collateral so you can hit the road without delay.
From sleek two-wheelers to premium four-wheelers, we offer financing that covers a significant portion of the cost, ensuring your savings stay intact while you drive your dream.
We offer specialized products depending on your choice of wheels:
- Car Loans:Get up to 85% of the ex-showroom price. Whether you are eyeing a brand-new model or a reliable pre-owned vehicle, we provide competitive terms for both New and Used Car Loans.
- Two-Wheeler Loans:Finance up to 85% of the on-road value for motorcycles or scooters. Move through traffic with ease with our quick-disbursement bike loans.
We believe in transparency, helping you choose the interest structure that best fits your financial planning:
- Fixed Interest Rates:Your rate remains consistent throughout the loan tenure, unaffected by market shifts. This offers the peace of mind of predictable monthly EMIs.
- Variable (Floating) Interest Rates:These rates fluctuate based on market conditions and the Marginal Cost of Funds-based Lending Rate (MCLR). While they may change when the RBI adjusts repo rates, variable rates are typically lower than fixed rates at the start of the loan.
To ensure your keys are in your hand as soon as possible, keep these documents ready for a smooth verification process:
Category | Accepted Documents |
Identification Proof | PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License. |
Address Proof | Electricity/Telephone Bill, Ration Card, Passport, or last 2 months’ Bank Statements. |
Income Proof | Form 16, most recent Salary Slips, or Income Tax Returns (ITR). |
Date of Birth Proof | Class 10 Mark sheet, Birth Certificate, Passport, or Voter ID. |