Personal Loan

Personal loans are unsecured loans that can be used to meet any type of financial requirement – from emergencies and home renovation to fund a vacation or wedding. Pre-approved customers and applicants with stable income and high credit score can get personal loans at the lowest applicable rates. 

The following are the personal loan eligibility criteria:

  • For NBFC financing, the applicant must be at least 20 years old at the time of application. 
  • When the loan matures, the maximum age should be less than 60 years.
  • Self-employed individuals may also apply, provided they match the income requirements of the finest NBFC in India for personal loans.
  • The candidate must have at least one year of work experience.
  • Salaried personnel working for a government agency, a commercial enterprise, or a multinational corporation may apply.
  • To be eligible for an NBFC bank loan, the applicant must be a resident of India.
  • Salary applicants must have a monthly salary of Rs. 25,000.

While lenders only want your PAN and Aadhaar details, request papers such as:

  • Voter ID cards, Aadhar cards, PAN cards, driving licenses, and other forms of identification are acceptable.
  • Utility bills, rent agreements, and other forms of address evidence are acceptable.
  • Proof of income or employment: pay stubs or bank statements.
  • Voter ID card or Aadhar card as proof of age.
  • Photographs in passport size.
  • Less Document Work,

  • No Hassle,

  • Instant Approval, Quick Disbursal.

  • Credit limit ranging from 10K up to 10 Lakhs