The following are the personal loan eligibility criteria:

• For NBFC financing, the applicant must be at least 20 years old at the time of application. 
• When the loan matures, the maximum age should be less than 60 years.
• Self-employed individuals may also apply, provided they match the income requirements of the finest NBFC in India for personal loans.
• The candidate must have at least one year of work experience.
• Salaried personnel working for a government agency, a commercial enterprise, or a multinational corporation may apply.
• To be eligible for an NBFC bank loan, the applicant must be a resident of India.
• Salary applicants must have a monthly salary of Rs. 25,000.

While lenders only want your PAN and Aadhaar details, request papers such as:

• Voter ID cards, Aadhar cards, PAN cards, driving licenses, and other forms of identification are acceptable.
• Utility bills, rent agreements, and other forms of address evidence are acceptable.
• Proof of income or employment: pay stubs or bank statements.
• Voter ID card or Aadhar card as proof of age.
• Photographs in passport size.