Personal Loans

Life is full of moments that require a little extra financial support. Whether you are planning your dream wedding, renovating your home, managing a medical emergency, or finally taking that well-deserved international vacation, WES BEN is here to help.

Our Personal Loans are unsecured, meaning you don’t need to provide collateral to access the funds you need. With a focus on speed and transparency, we offer competitive interest rates to applicants with stable incomes and strong credit profiles.

  • No Collateral Required:Secure the funds you need without risking your assets.
  • End-Use Flexibility:From home improvements to debt consolidation, the choice of how to spend the funds is yours.
  • Preferential Rates:Pre-approved customers and those with high credit scores enjoy our lowest applicable interest rates.
  • Swift Approvals:Our digital-first approach ensures minimal wait times so you can address your needs immediately.

We aim to make personal financing accessible to as many people as possible. To qualify for a personal loan with us, ensure you meet the following criteria:

  • Citizenship:You must be a resident of India.
  • Age Profile:* Minimum age: 20 years at the time of application.
    • Maximum age: 60 yearsat the time of loan maturity.
  • Employment Type:* Salaried: Employees of government agencies, private commercial enterprises, or multinational corporations.
    • Self-Employed:Individuals with a stable business income that meets our internal benchmarks.
  • Work Experience:A minimum of one year of total work experience is required.
  • Income Requirement:Salaried applicants must have a minimum monthly take-home salary of ₹25,000.

Simple Documentation for Fast Processing

 

We keep our paperwork to a minimum to ensure a stress-free experience. Please have the following documents ready:

Category

Accepted Documents

Identity Proof

PAN Card, Aadhaar Card, Voter ID, or Driving License.

Address Proof

Utility Bills (Electricity/Water), Rent Agreement, or Aadhaar Card.

Income/Employment

Recent salary slips or last 3–6 months’ bank statements.

Age Proof

Aadhaar Card or Voter ID.

Photographs

Recent passport-size colored photographs

 

  • Less Document Work,

  • No Hassle,

  • Instant Approval, Quick Disbursal.

  • Credit limit ranging from 10K up to 10 Lakhs

     

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